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Refinance Rates

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更新日期:2018-11-28

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Refinance Rates(圖1)-速報App

Get the answers you need to common questions about mortgages and refinancing

Getting or refinancing a mortgage

How long does the whole loan process take?

Every home loan situation is different, so it’s hard to estimate how long your specific home mortgage process will take. Some of the factors that affect the timeline include the type and terms of the home loan you’re requesting, the types of documentation required in order to secure the loan and the amount of time it takes to provide your lender with those documents.

Your Bank of America lending specialist will work closely with you to help you meet your timetable so that deadlines are met and your rate locks are honored.

Do I need to get a home appraisal in order to get a home loan?

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt?

Home loan interest rates

How does my credit rating affect my home loan interest rate?

Which financial index does Bank of America use to determine adjustable rates?

Refinance Rates(圖2)-速報App

Making mortgage payments

Can I pay my mortgage online?

Can I make additional payments to the principal balance of my loan?

What happens if I'm unable to make my mortgage payment?

Paying off your mortgage

Can I pay off my mortgage early?

What is a mortgage payoff statement?

Home loan assistance programs

What types of affordable housing assistance programs are available to me?

I'm a veteran. Is there a special home loan program available to me?

Refinance Rates(圖3)-速報App

My request for home loan assistance was denied. Can I dispute that decision?